Free FICO credit score: Electronic payments go through quicker. Working on an employment history for myself, I somehow happened across a LOT of complaints about discover card. Menu. 1) If they were they would have a process (their dispute process literally does not include over-billing by legitimate merchants having access to your charge card number) If the person insists that THEY themselves help you and doesnt want to give you a supervisor, simply hang up and go at it again. The checking account, while not interest bearing, is efficient and I have yet to incur ANY fee. With no monthly maintenance fees, no other fees, access to over 60,000 no-fee ATMs, and 1% cash back on debit card purchases, the Discover Cashback Debit Account is one of the best options on the market. I've been very pleased with Discover Card over the years and would not be without it! Contact the FAIS Ombud for complaints about financial advisers The FAIS Ombudsman is an independent and impartial dispute resolution tribunal which investigates, considers and disposes of complaints by consumers regarding financial services rendered by Financial Services Providers (such as Discovery Insure). I felt this would be enough to keep them in line. Credit Card. On average users reported $6314.00 of damages. At first, I thought maybe I did forget... but alas, not the case. Discover Bank will rely on witness testimony in a “business record affidavit” when trying to prove their case against you. The overall rating of the company is 1.9 and consumers are mostly dissatisfied.. See below. And if you do have a question, I challenge you to call them and be disappointed. J.D. I called Discover at 10:00 pm on a Sunday and explained what happened, within 15 minutes the pending charge was stopped/frozen reported as fraudulent as well as the other 6 charges on my account. They actually filled out 2 sales contracts and had my caregiver forge my name on all the documents. Years ago when I first applied I was young, had very little if any credit history. Account freeze: ConsumerAffairs is not a government agency. Their customer service is outstanding very helpful knowledgeable and so nice they go out of their way to help you. Banks Complaints Discover Card Complaint: TAKE A HINT! I honestly cannot stress enough how wonderful Discover is. it is such a nightmare. Nope. For those interested... I have had the same problem with Discover. They are doing the final review in my case now. View full Discover Bank overview. Discover It Secured is one of the few secured credit cards that earn rewards. They can come as balance credits or be applied to PayPal or Amazon purchases... or even as checks if desired. I had always heard Discover was great plus my sister loves her locked in interest rate. Secure Account Log In. Box 30943 Salt Lake City, UT 84130-0943 My card was closed and I was issued a new one which I received Tuesday. Finally, she said to me, "You might as well just say yes. Discover personal loans seem to work best for borrowers with good credit that are looking for an unsecured personal loan with a competitive annual percentage rate and a loan offer of no more than $35,000. Recent recommendations regarding this business are as follows: "Discover does NOT have your back", "Pay … One caveat: except for the wonderful 5% categories, the cash back reward is comparatively very low on all other purchases, so I only recommend using this card for those quarterly categories. they advised that you have a dispute with discover, and it has been closed to my favor. It was a horrible experience. I called the attorney general's office and filed a formal complaint. See BBB rating, reviews, complaints, & more. I was surprised. Buyer beware! She told me that they could verify employment in other ways if necessary. I was not informed, emailed or anything, I don't check account everyday practically who does, but checked several times. See reviews below to learn more or submit your own review. Beverly Harzog is a nationally-recognized credit card expert, consumer advocate and author. These are the people who'll be hearing from me. Convenience: Based in Greenwood, Delaware, Discover Bank is an online bank owned by Discover Financial, the company behind the Discover credit card. There was none of those things. Discover has a great reputation as one of the largest lending institutions in the country. We even sent e-mails addressed to the executive offfices I do not believe the head of the company ever received my complaints. The Discover employee would grow angry toward the end of the day especially since I always said "I am not interested.Please remove me from you telemarketing list." And this is something - THAT HAS TO BE ILLEGAL - And I have only seen this with Discover Card. Why? I've had Discover Card since 1980 and use it all the time. She responded, "It really depends on the method of payment and how they cash it. For example, a balance of $1,000 could cost up to $30 in transfer fees. Discover Financial Services - offers consumers one thing and then when they have you out there holding one of their cards and using it, they alter your contract. Our content is intended to be used for general information purposes only. In fact, many of the complaints are from people upset because they couldn't become a Discover customer. Hiding negative complaints is only a Band-Aid. They the type to use some small print in corner no one sees as a way out. Christmas time so your rewards add up quick up quick payment services company review! To learn about money management and how they cash it final review in experience! 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